Personal Protection
Keep your income protected.
- Regular benefit if illness or injury stops work
- Help keep bills paid while you recover
- Especially valuable if you are self-employed
Benefits
Why choose Our Team
Protect your paycheck
Help cover mortgage, rent and living costs when sick pay runs out.
Especially valuable if self-employed
If your income stops when you stop, income cover can be a foundational safeguard.
Flexible design
Deferral periods, benefit levels and terms tailored to your budget and needs.
Who Is It For
Is this right for you?
- Employees who would struggle once employer sick pay ends
- Self-employed people and company directors
- Anyone with fixed monthly outgoings and limited emergency savings
- Clients building a joined-up personal protection plan
Our Process
How we help
1
Free consultation
A no-obligation conversation to understand your goals, circumstances and priorities.
2
Personal recommendation
We review suitable options across the market and explain them in plain language.
3
Ongoing support
We help you put the plan in place and stay available as your life and needs change.
FAQs
Common questions
Ready to take the next step?
Speak to one of our experienced advisers about income cover. No obligation, no jargon. Just clear, honest advice.