Loan to Value (LTV) Calculator
Calculate your loan-to-value ratio: the percentage of the property value covered by your mortgage. Lenders often use LTV bands when structuring products.
Your LTV ratio
80.0%
Band: 75–85%
Equity/Deposit
£60,000
20.0%
Loan amount
£240,000
80.0%
LTV visualised
Common LTV bands
Lenders often group products by LTV band. The rates and options available to you will also depend on your income, credit history, and other personal circumstances.
Want personalised advice?
Our advisers can help you understand your options and find the best solution for your situation.
Important: LTV is only one of many factors lenders consider. Your actual mortgage offer will depend on your credit history, income, employment status, and other affordability checks. Individual lender criteria vary. Contact our brokers for advice tailored to your circumstances.