Mortgages & Lending
Unlock equity. Keep your mortgage.
- Borrow against equity without remortgaging
- Useful for improvements, consolidation or capital
- Keep your existing mortgage rate in place
Benefits
Why choose Our Team
Keep your existing mortgage rate
Borrow more without disturbing your current mortgage deal.
Use your home equity
Borrow against the value you've built up, subject to lender criteria.
Flexible use of funds
Home improvements, debt consolidation, school fees or business investment.
Amounts from £10,000 upwards
Too large for a personal loan, but a full remortgage isn't appropriate.
Manageable repayment terms
Terms from 3 to 30 years to fit your budget.
Who Is It For
Is this right for you?
- Homeowners with equity who want to avoid remortgaging
- Those on a competitive mortgage rate with early repayment charges
- Homeowners looking to fund significant home improvements
- Those considering debt consolidation into a single monthly payment
- Property owners looking to raise capital for a specific purpose
Our Process
How we help
Understand your needs
Why you're borrowing, how much you need and whether a secured loan is right.
Review equity and affordability
Equity in your property and repayments alongside your existing mortgage.
Compare products
Rates, fees and terms compared across the market for the best fit.
Application and completion
Managed with the lender, your mortgage provider and solicitors where required.
FAQs
Common questions
Ready to take the next step?
Speak to one of our experienced advisers about your secured loans options. No obligation, no jargon. Just clear, honest advice.